Workers' Compensation Lawyer Serving Injury Victims in Cherry Hill, NJ

Understanding Workers’ Compensation in New Jersey

In New Jersey, workers’ compensation laws are designed to protect employees who sustain injuries or occupational diseases at work. These laws provide workers’ comp benefits including medical expenses, temporary disability payments, and compensation for permanent injuries. However, understanding these laws and how they apply to your situation can be challenging, especially when you’re trying to recover. At the Law Offices of Craig A. Altman, we’re here to help. We’ll break down the complexities of workers’ compensation laws in New Jersey and guide you through the process of pursuing benefits you deserve.

What is Workers’ Compensation?

Workers’ compensation is a form of insurance providing replacement for lost wages and medical benefits to employees injured during the course of employment in exchange for mandatory relinquishment of the employee’s right to sue their employer for negligence. In New Jersey, workers’ compensation is a “no-fault” insurance program that provides benefits to workers who have a workplace injury or occupational disease. This includes temporary total benefits if you cannot work, permanent partial benefits for any serious or lasting injuries, and medical treatment needed for the work injury or illness.

Who is Eligible for Workers’ Compensation in New Jersey?

Most New Jersey workers are covered by workers’ compensation insurance, including full-time and part-time employees. However, some types of employment are exempt from this requirement, such as volunteers, independent contractors, and federal employees. Regardless of your employment status, if you have sustained a work-related injury or illness, our Cherry Hill workers’ compensation lawyers can help determine if you’re eligible for workers’ compensation benefits.

The Process of Filing a Workers’ Compensation Claim in New Jersey

Filing a workers’ compensation claim involves several crucial steps, each requiring careful attention to detail. This process can feel overwhelming, particularly when you’re dealing with the aftermath of a job injury.

1. Report the Injury: The first step is to immediately report your injury to your employer. You should do this as soon as possible, but no later than 90 days from the date of the injury or from the date you became aware of the injury.

2. Seek Medical Attention: Your employer has the right to designate the treating physician for work-related injuries. If emergency treatment is needed, go to the nearest emergency room.

3. File a Formal Claim: If your injury or illness is serious, you will need to file a formal claim with the New Jersey Division of Workers’ Compensation within two years of the date of injury or the date of the last workers’ compensation payment, whichever is later.

4. Employer Reports the Injury to Their Insurance: Your employer is required to report your injury to their insurance company, who will then file a report with the New Jersey Workers’ Compensation Division.

5. Claim Investigation: The insurance company will investigate your claim to determine if it is compensable under New Jersey law.

6. Benefits: If your claim is accepted, you will start receiving benefits.

Filing a workers’ comp claim in New Jersey can be a complex and time-consuming process, but it’s key to securing the benefits you need to recover from your work injury or illness. At the Law Offices of Craig A. Altman, our experienced attorneys are well-versed in New Jersey workers’ compensation law and can guide you through the process, ensuring you receive the benefits you’re entitled to. Don’t navigate this process alone – let our team of tough workers’ compensation lawyers fight for your legal rights. Contact us today at (856) 327-8899 to start your workers’ compensation claim.

Common Workplace Accidents & Injuries Covered by Workers’ Compensation

Workplace injuries can take many forms, and the nature of these injuries can greatly depend on the work environment and job duties. Some of the most common types of workplace injuries we see in Cherry Hill, NJ, include:

1. Slip and Fall: These are among the most common workplace accidents. They can occur as a result of wet floors, improper footwear, cluttered workspaces, or insufficient lighting. These accidents can lead to injuries such as sprains, fractures, and even traumatic brain injuries.

2. Overexertion Injuries: These injuries are common in jobs that require heavy lifting or repetitive movements. Overexertion can lead to musculoskeletal injuries, such as strains, sprains, or hernias.

3. Falls from Height: This type of workplace accident is often seen in construction accidents but can also occur in other jobs where workers are required to work at significant heights. Falls from heights can result in severe injuries including fractures, spinal injuries, and concussions.

4. Motor Vehicle Accident: Employees who drive as part of their job duties are at risk of being involved in motor vehicle accidents. These accidents can result in a wide range of injuries, from minor bruises to severe trauma.

5. Machine Entanglement: Workers in industries that use heavy machinery, like manufacturing or construction, can suffer severe injuries if clothing, hair, or body parts get caught in the machinery.

6. Repetitive Strain Injuries: Jobs that involve repetitive motion, such as typing or assembly line work, can lead to repetitive strain injuries. These can include carpal tunnel syndrome, tendonitis, and bursitis.

7. Workplace Violence: Unfortunately, incidents of workplace violence occur and can lead to physical injuries or psychological trauma.

These are just a few examples of common workplace injuries. If you’ve suffered from a work injury in Cherry Hill, NJ, it’s important to know that you have rights and can seek compensation. The Law Offices of Craig A. Altman is here to help. Contact us today at (856) 327-8899.