Life-altering car accidents can happen in the blink of an eye. Although some people are able to walk away from car crashes, many others are not so lucky. Camden, New Jersey no exception.
The county was formed on March 13, 1844, from portions of Gloucester County. Camden is the county seat. Camden County is the state’s ninth-most populous county as of 2020. The most populous place was Cherry Hill with 74,553 residents, and its geographically largest municipality is Winslow Township. Camden has grown over the years and with this kind of growth over the years, more and more residents are becoming car accident victims suffering personal injury. This requires medical treatment, legal resources, and the need to deal with insurance companies. Car accident injury claims are emotional and traumatic and only an NJ personal injury lawyer can help you seek compensation, deal with the insurance companies, and ultimately collect money for you in a personal injury settlement or through a jury verdict.
If you have been injured in an auto accident you will require experienced personal injury lawyers at the Law Offices of Craig A. Altman to ensure that you recover damages and fair compensation from negligent drivers and others responsible for your car accident injuries.
Distracted driving, weather conditions, and failure to obey the rules of the road are just a few of the reasons why the following types of motor vehicle accidents occur. There are many more:
Public transportation accidents – These include bus accidents, train accidents, and taxi accidents
In populated cities such as Camden, there are any number of ways a person can suffer injuries involving an automobile including an accident with another vehicle, motorcycle, bicycle, or even pedestrian. Most motor vehicle accidents can be attributed to the negligent actions of another including:
Drunk driving or driving under the influence (DUI)
Driving aggressively (road rage)
Failing to obey traffic signals
Driving at night
Using a mobile device (texting, talking, emailing)
Adjusting the radio or GPS/Maps
Driving without a license
Grooming such as shaving or applying makeup
Adjusting the radio or other music device
Interacting with other passengers
Looking for an object in the vehicle while driving
Reading or writing
Failure to yield the right of way
Unsafe or illegal turns
Defect of your vehicle or another’s vehicle
Hazardous or dangerous roadway
In this day and age, with changes in technology and behavior, the list of reasons for what causes car accidents to lead to serious injury is growing. This is where car accident lawyers can best advise you of your rights to file a car accident lawsuit and recover maximum compensation.
*The Law Offices of Craig A. Altman does not offer any guarantee of case results. Past success in litigation does not guarantee success in any new or future lawsuit.
The Law Offices of Craig A. Altman will help you seek monetary compensation for:
Hospital bills can be overwhelming, particularly if your accident caused brain & spinal injuries or other serious injuries. Reimbursement for medical bills is an essential part of recovery in an injury case.
Serious injury to your neck and/or back may require years of medical attention and exhaustive physical therapy.
Recovery for lost wages is essential. In addition, you could be entitled to income continuation.
A personal injury case must be filed within a certain period of time as per NJ law. A personal injury lawyer can explain what is called the “statute of limitations” in detail. Basically, the statute of limitations on personal injury cases in New Jersey is two years from the date of your injury.
After this time has passed, you may be barred forever from bringing a claim. Additionally, your insurance company might require you to provide a statement within 30 days of the accident. Our New Jersey personal injury attorney will make sure all necessary documentation for your case is filed in a timely fashion.
The Law Offices of Craig A. Altman is proud of the reputation it has built successfully negotiating and litigating for clients who have suffered personal injuries due to someone’s negligence.
Learn more about this personal injury law firm, the legal team, and its verdicts and settlements. An experienced attorney is what you will need and want if you seek to obtain maximum compensation for your injury case.
The first thing anyone should do if involved in a car crash is to seek medical treatment. Your health and well-being are paramount.
If you or a family member or other person on your behalf is able, you should follow these general guidelines. It will protect you, make your case stronger and enable your Camden car accident lawyers to better evaluate your case:
Obtain copies of the police report and ambulance report
Collect the names of all parties involved
Collect the names of witnesses
Call your car insurance company
Obtain a copy of your medical records
Journal all facts and details you remember about the accident
Journal your medical treatment and condition
Keep all doctor appointments and follow doctor’s orders for recovery and treatment
Do not speak to the other party’s insurance adjusters
Do not give a recorded statement to an adjuster or car insurance company
Do not admit fault to any parties, witnesses, insurance adjusters, or others
Stay off social media (no comments, photos, or updates on your status)
Do not repair your vehicle until advised to do so by your attorney
In any case where the other driver was negligent, you are entitled to recover damages. There are numerous types of car accidents that can occur on the roadways of Camden, however, the common ones are:
Side impact or T-bone crash
In any of the above crashes, a person may sustain serious injury or even death. There may be economic damages such as medical expenses and lost wages or non-economic damages like emotional distress or pain and suffering.
Your car accident lawyers will evaluate your case, where and how it occurred, and advise you on how to build the strongest case and recover money for your serious injuries.
As an auto accident victim, you maybe have suffered severe or even catastrophic injuries leading to economic claims (lost wages, medical bills) or non-economic damages (emotional distress. Injuries for which you can recover damages include:
Broken bones – Fractures are common in the legs and arms
Brain injuries (TBI)
Spinal cord injuries
Neck and back injuries – Rear-end collisions may result in a herniated or ruptured disc
Sprain, strains and soft tissue damage
Mental or emotional anguish – The severe physical pain from a motor vehicle accident can cause long-lasting emotional harm.
Loss of vision or hearing
A car accident attorney will be best able to evaluate your case and determine, based on the facts and circumstances, what kind of personal injury claim you may have under New Jersey law for your physical pain, medical bills, medical treatment, and non-economic damages.
In a car accident case, you may be able to recover economic, noneconomic, and punitive damages. In New Jersey, there are two main types of damages: compensatory damages and punitive damages:
Compensatory damages are designed to make you whole after an accident. You may suffer both economic and non-economic damages.
Economic Damages include:
Medical bills and expenses
Non-economic damages by their nature are more difficult to calculate. This is where pain and suffering and emotional distress are covered. These damages include:
Loss of ability to work
Loss of future earnings
Loss of enjoyment of life
Loss of consortium (deprivation of family relationship including affection or personal physical reactions)
Emotional pain and distress
Punitive damages are designed to punish a person for intentional conduct. This means their conduct that led to your injuries was more than negligent. While punitive damages may not be appropriate in an auto accident case, that does not mean your Camden car accident lawyer won’t consider them depending on the facts of your case.
If the person who causes your accident and injuries was operating a vehicle under the influence of drugs or alcohol, drove recklessly, engaged in grossly negligent behavior, or had a willful disregard for the safety of other parties, punitive damages may be awarded. This will be determined by your car accident lawyer and by the court.
Car accidents like any personal injury case are about “negligence.” Did the party who harmed you have a duty of care and did they breach that duty? That is the simple question for your Camden car accident attorneys to answer when evaluating your case.
There may be more negligent parties in your case besides the person behind the wheel at the time of the automobile accident. Motor vehicle accidents can be the result of the negligent conduct of others including:
An automobile manufacturer or parts manufacturer. Was there a defect that contributed to the accident?
A business. Was the other party operating the vehicle owned or controlled by a business that may have acted in a way that led to the crash?
Government entity. Did roadway conditions contribute to the crash and what responsibility did a government agency have for that roadway?
Bar/Restaurant owner. In a case where intoxication contributed to the crash, New Jersey law enables an injured party to hold a bar/restaurant owner liable if they served alcohol to a visibly intoxicated person and that intoxication led to the accident.
There is no simple answer to this question. Each case has to be evaluated by an experienced car accident attorney in order to determine the potential amount of damages an injured person can recover in a Camden car accident claim.
Initially, your lawyer will weigh how severe your injuries were; your age and health at the time of the accident; whether you have a job or not and if you were the sole provider for the family and how many members you supported; whether you had any fault in the accident; and the amount and type of insurance you have.
There are many other factors to be considered in any car accident lawsuit or personal injury claim. There will be both economic and non-economic damages.
Economic damages will compensate you for financial costs incurred as a result of the accident. The idea is to “make you whole” or in other words, put you back in the financial place you were in before the crash. Such damages would include:
Present and future medical expenses which includes ambulance fees, hospitalization, surgery, medication, medical equipment, surgeries, and doctor visits
Physical therapy and other necessary and related rehabilitation treatment and costs
The cost of replacing or repairing damaged property
Lost Income and wages
Loss of future earnings
Temporary or permanent disability
These types of damages are relatively straightforward. So long as they are related to the accident, they are proven by the medical bills and expenses incurred.
Non-economic damages include:
Pain and suffering
Loss of consortium
Loss of enjoyment of life
These damages require a different level of proof than the economic damages as there are no bills to prove the amount. This does not mean the damages are any less real. They require the experience and knowledge of a car accident lawyer. An attorney will have knowledge of how the insurance company may weigh a claim for these non-economic damages and be able to evaluate what kind of demand they may make and/or argue for in a settlement conference or at a trial.
Not all traffic accidents involve parties who are 100% responsible for the accident or the sustained injuries. There are many instances when multiple parties can share responsibility for a car accident.
Unless you are more than 50% responsible for the auto accident you can still collect compensation. If an individual is found to be 50% or more liable for the accident, they will be unable to recover fair compensation for the damages suffered.
New Jersey is a “comparative fault” state. New Jersey’s modified contributory negligence law enables a court to apportion fault. The court will apply a percentage of fault to each party in the accident. Your recovery will be reduced by the percentage of fault applied to you.
The insurance adjuster and the insurance company will do all they can to shift as much blame to you as possible in order to reduce or totally eliminate paying you your compensation.
The accident lawyers at the Law Offices of Craig A. Altman have handled many car accident cases. They can explain how New Jersey law works and how your level of responsibility will impact how much money you can collect for a car accident in Camden.
New Jersey is a “no-fault insurance” state when it comes to car accidents. When you’re in a car crash, your insurance will be the primary source of compensation if you are injured. No fault means you turn to your insurance carrier to recover compensation no matter who is at fault.
Your insurance company will only pay up to your policy limits. If you’ve purchased the minimum required by the state, this means you only have $15,000 in coverage for bodily injury and $5,000 in coverage for property damage. The average cost of a car accident, without any debilitating or catastrophic injuries, is much greater.
Notwithstanding the “no-fault insurance” law, there are instances where the type of insurance you have will impact how much and against whom you may recover compensation. This is the distinction drawn between “full tort” and “limited tort” insurance policies.
When you purchased auto insurance you had a choice of purchasing “Limitation on Liability Threshold” or “No Threshold” policy. This is also known as “Full Tort” or “Limited Tort.” Your choice may impact the type of accident claim your attorney can file.
If you selected the No Threshold or full tort option you maintain all of your rights to file a personal injury lawsuit and recover for pain and suffering even for minor injuries. All damages, including pain and suffering, may be recovered.
If you choose the less expensive option of Limitation on Liability Threshold or limited tort, you have an additional burden in order to recover from pain and suffering. Under this policy, the only time you may file a car accident lawsuit is if you meet the legal threshold for “serious injury.” In New Jersey, a serious injury is any of the following:
Loss of a limb
Serious scarring or disfigurement
Loss of a fetus
Permanent injury other than scarring or disfigurement (To prove this, you will need to obtain a Certification of Permanent Injury from a doctor.)
In other words, under limited tort insurance, you would not be able to sue at all unless your NJ car injury is legally considered “serious.”
Your accident attorney will examine your case and your insurance to evaluate your rights. It’s possible an exception to New Jersey law will enable you to have the full tort option even if you did not purchase it. If the other driver was under the influence or their vehicle was registered outside New Jersey the full tort option could be available and you would have the right to file a lawsuit for maximum compensation.
If you have been in a car crash, you may discover the harsh reality that many drivers do not have any insurance or have underinsured motorist coverage. This can make recovering damages more difficult.
If you have been involved in a crash with an uninsured motorist or the other driver is unidentified, such as in a hit and run, then you will have to file a claim with your insurance company to pay for the damages.
Your car accident lawyer will need to prove for you that the other driver was at fault and that they did not have insurance.
After a car accident, as with any personal injury lawsuit, there is a time limit to file personal injury cases. This time limit is legally known as the Statute of Limitations, and in New Jersey, the time is two years from the date of the accident.
Failure to file an injury claim after the statute of limitations has passed can result in the dismissal of the case. A car accident attorney will ensure that your case is filed in time so that you can recover the compensation you deserve.
If you have been injured in a car crash caused by someone else’s negligence, you deserve maximum compensation for your accident injuries, and someone needs to be held accountable for their negligence. An experienced personal injury attorney will thoroughly examine the available evidence in your car accident case to determine the exact cause of your accident. We will determine the identities of all potentially liable parties and work tirelessly to get you compensated for your injuries and financial loss. Our car accident lawyers will assist in all ways necessary to make your case including:
Investigate the facts of your case
Preserve evidence – Physical evidence often disappears or gets destroyed during the time that follows a car accident
Obtain the other driver’s driving record
Review photos of the cars involved in the accident, the accident scene, and tire marks
Locate and question witnesses and interview any and all parties who can potentially back up your insurance claim
Obtain a weather report for the date and time of the car accident
Employ experts including medical and accident reconstruction
Speak with the responding officer(s) and examine the officer’s police reports and any drawings and measurements
Inspect the vehicles involved in the car accident for potential defects
Review your medical records to determine the extent of your personal injuries
Negotiate with the insurance company
Appear at settlement conferences and court dates
Litigate your case in court at trial
Car accidents often result in painful accident injuries, emotional suffering, medical expenses, lost wages, lost future earnings, and property damage—our accident lawyers will fight to get you the compensation you need to move on. In the worst case scenario, the death of a loved one in a motor vehicle accident, an experienced wrongful death lawyer will fight to get you death or survivor benefits.
NJ is a no-fault state. This means that you will have to file a claim with your insurance company in order to receive fair compensation for your medical bills and lost wages. Our experienced car accident attorneys in Camden, New Jersey can make sure that you do not miss any filing deadlines with either the court system or the insurance policy with your insurance company.
It is important to contact an experienced personal injury lawyer following a car wreck. The skilled personal injury lawyers at the Law Offices of Craig A. Altman are experienced in the legal representation of car accident victims and may be able to help you with your case.
We have helped countless injured car accident victims across Camden with their auto accident cases. Our law firm will ensure that you get properly compensated or a fair settlement offer for your car accident injuries, medical care, and medical treatment.
We offer legal advice when dealing with your insurance company regarding your car accident claim and insurance claim. We know how to effectively negotiate with insurance companies and persuade them to offer fair settlements. The accident attorneys at our personal injury law firm will act in your best interest.
Our attorneys not only have all the resources you’ll need after an accident, but they also have decades of experience. You can rest assured that you will receive aggressive advocacy of your case in any settlement negotiations and if necessary, at trial. You will also be treated with respect and the compassion you deserve after suffering a traumatic accident.
Our experienced personal injury attorneys offer FREE consultations and case evaluations to learn more about your case. We only get paid after you get paid. This means there is a no-win, no-fee guarantee.