Car accidents are all too common in Vineland, New Jersey, and making mistakes after a crash can impact legal and insurance outcomes. Avoiding these missteps protects your rights and pursues fair compensation.
Here are five common mistakes to watch out for, and seeking guidance from experienced professionals like the Law Offices of Craig A. Altman can help you navigate the process smoothly.
1. Failing to Report the Accident
Reaching out to law enforcement is a crucial step following a car accident. Reporting the incident is not only the law in some cases, but it also serves as an impartial account of the incident, documenting vital details such as the scene, involved parties, and potential witnesses. This official record is extremely valuable when filing insurance claims or pursuing legal action.
The Legal Implications
New Jersey law mandates that drivers report accidents involving injury, death, or property damage over $500 to the police. Failing to meet this requirement can result in fines, a suspended license, and legal and insurance claims complications. Without an official report, your claim may lack the support it needs.
2. Admitting Fault at the Scene
There’s an instinct to apologize or admit fault after an accident, especially if minor. However, admitting fault prematurely, even out of courtesy, can have serious legal and insurance implications that could jeopardize your case.
Potential Impact on Claims
Insurance companies will consider any admission of fault when assessing claims, and it could be used against you during negotiations or in a court of law. Determining who is at fault for an accident involves a detailed analysis of multiple factors, from driving conditions and traffic laws to vehicle maintenance and eyewitness accounts.
What to Say and What Not to Say
Stay calm, be respectful, and exchange necessary information with the other driver, such as your name, contact information, and insurance details. Don’t discuss the details of the accident or speculate about what might have caused it. Instead, focus on ensuring everyone’s safety and obtaining information about the incident. Avoid signing any documents other than official police reports. A qualified accident attorney can guide you if you are unsure how to handle interactions at the accident scene.
3. Not Seeking Immediate Medical Attention
You might be tempted to brush off any discomfort or pain when you’re involved in an accident, especially if the injuries appear minor or non-existent. However, neglecting medical attention is another common mistake that could have serious repercussions.
Medical Evaluation
A prompt medical evaluation is important, even if you feel okay. An adrenaline rush can mask pain, and injuries may not surface until hours or even days after the accident. A check-up can detect hidden injuries or trauma and provide a medical record of accident-related injuries. This record is crucial when filing insurance claims or a personal injury lawsuit.
Delaying or refusing medical attention can cast doubt on the severity of your injuries. If you wait to seek medical help, the other party may argue that your injuries weren’t a result of the accident or were not severe enough to warrant compensation.
4. Neglecting to Gather Evidence
You might be shaken up right after an accident, and gathering evidence could be the last thing on your mind. However, failing to collect pertinent information at the scene can be a costly mistake.
How Evidence Supports Your Claim
Evidence such as photographs or videos of the scene, dashcam footage, witness testimonies, and immediate recollections can comprehensively and accurately depict the incident. This evidence can be instrumental in establishing fault, the severity of the accident, and the extent of the injuries and property damage.
Insurance companies and courts rely on solid evidence when making decisions regarding compensation claims. Without it, your claim is weakened, and you may not receive the compensation you deserve. If you can’t gather evidence due to injuries, consider asking a bystander or returning to the scene as soon as possible. More evidence leads to a stronger claim.
5. Handling the Claim Without Legal Assistance
The aftermath of a car accident is overwhelming for most, and dealing with insurance companies and legal claims while recovering from injuries adds unnecessary stress. Choosing to handle everything solely can be a significant mistake after a car accident in New Jersey.
Why Seek Legal Guidance?
A Vineland personal injury attorney can navigate the complexities of legal terminology and procedures, ensuring your rights are protected and you’re fairly compensated. An attorney can help you in various ways, from calculating a fair settlement amount to negotiating with insurance companies and representing you in court. They can also review any settlement offers and help you make informed decisions.
The Law Offices of Craig A. Altman prides itself on providing professional legal guidance for accident victims. With knowledgeable attorneys who understand the nuances of New Jersey law, our team is well-equipped to help you navigate the claim process and work on your behalf, so you can focus on recovering and getting back to normal life.
Enhance Your Claim’s Chance of Success
Each mistake can alter the course of your accident claim, potentially reducing your compensation or jeopardizing your case entirely. Taking the right steps after an accident in New Jersey strengthens your claim and increases your chances of receiving the compensation you deserve.
Whether collecting evidence, communicating with insurance companies, or representing you in court, the lawyers at the Law Offices of Craig A. Altman have your back. We can help minimize stress, avoid common mistakes, and maximize your compensation. Schedule your FREE consultation today.
