If you’re unable to return to work due to injuries suffered on the job, you deserve some form of compensation. Workers’ compensation typically provides coverage for necessary medical treatment and compensation for lost wages. However, qualification for workers’ compensation benefits are determined by the status and classification of your injury, and the type of disability insurance your employer has through its insurance company.
If you have suffered a short-term disability or a long-term disability and you have questions about whether or not you meet eligibility requirements for social security disability payments, you want to speak to a skilled workers’ compensation lawyer that fights to ensure that your injury is accurately classified when you make a disability claim. Additionally, an experienced workers’ compensation attorney may be able to increase your compensation by helping to get your injury classification status changed after the fact. If you are on partial disability status and a doctor determines that your impairment is at least 50 percent, a lawyer can help you file a petition for total disability status and increase your benefits considerably to provide much-needed compensation for medical bills, insurance bills, and any out of pocket costs you might incur.
If you’ve suffered an on-the-job injury in Philadelphia, PA, Cherry Hill, NJ, or any surrounding counties, you want a skilled workers’ compensation lawyer on your side when you need to sue your employer. Contact the Law Firm of Craig A. Altman for experienced representation for all of your short-term disability insurance disputes, temporary disability insurance claim issues, and social security disability benefits questions you might have. Our team of attorneys is well versed in the healthcare and human resources runarounds that many injured workers face after having to apply for an SSI or SSDI claim.
According to the Department of Labor and Workforce Development, workers’ compensation in both the Commonwealth of Pennsylvania and the state of New Jersey typically covers an injured worker’s necessary and reasonable medical treatment, prescriptions, and hospital services through their disability programs. Qualifying for disability benefits contains slight differences due to state laws. However, future benefits vary depending on the type and severity of the injury sustained. There are differences between temporary disability status and permanent disability:
Additionally, in Pennsylvania, an employer may require the worker to undergo a medical examination after 104 weeks to determine if the worker is still at least 50 percent impaired. If the 50 percent threshold is no longer met, the worker’s status and benefits may be changed to partial disability.
There are a few differences when looking at New Jersey Temporary Disability Benefits Law, specifically involving both New Jersey Temporary disability insurance and New Jersey permanent total disability insurance benefits as outlined by the New Jersey Department of Labor. In New Jersey, permanent total disability is presumed when the worker loses a combination of certain body parts, including eyes, arms, hands, legs, and feet. In Pennsylvania, a doctor determines whether the worker is at least 50 percent impaired in accordance with American Medical Association standards.
The application process for obtaining workman’s comp benefits is rarely easy. Just to make a successful disability determination there are mountains of paperwork and a variety of hoops that claimants have to trudge through, including claim forms, medical records, DS-1, TDI, Box 387, and many more pieces of additional information. The Division of Temporary Disability Insurance and the Social Security Administration are much easier to navigate when you have an attorney on your side. Although you are entitled to workers’ compensation for your on-the-job injuries, insurance companies and insurance carriers are notorious for fighting vigorously against a majority of workers’ compensation claims. You need an attorney on your side during the negotiation process because insurance companies often offer low settlements to unrepresented parties. The key to getting a fair settlement and accurate classification of your injury status is to hire an attorney who understands how insurance companies operate in workers’ compensation cases.
Disability attorney Craig A. Altman is willing to fight to get you compensation for your work-related injury. If you are an injured employee, no matter the work injury, be it a back injury, a car accident, or a repetitive motion injury, the attorneys at the Law Offices of Craig A. Altman can help you with your workers’ compensation insurance claim. The experienced workers’ comp, personal injury and disability lawyers at the Law Offices of Craig A. Altman have dedicated their lives to protecting the legal rights of injured workers in Pennsylvania and New Jersey.
Call us today, or use our online contact form to schedule a free evaluation about your case. If after your free consultation the team takes on your case and establish an attorney-client relationship, the Workers’ Compensation Attorneys at the Law Offices of Craig A. Altman work on a contingency fee basis. How it works is we only get paid once you receive compensation for your workplace injury.
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Craig & Eli fought hard to get me the compensation I deserved. The lengthy process was eased with the constant communication and check-ins we had. This is the law firm that will get you what you deserve as well!