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What is Workers’ Compensation?

What is Workers’ Compensation?

Workers' Compensation Facts | The Basics of What You Need to Know About Your Legal Rights

There is always a risk of being injured at work, and there are some critical points that employees should know about workers’ rights under the Pennsylvania Workers’ Compensation Act:

  • When compared to other states, Pennsylvania is referred to as attaining one of the most respected workers’ compensation systems emplaced. Workers’ compensation Pennsylvania is one of the best systems in the nation when it comes to benefits from lost wages and fair treatment for medical concerns following a work injury.
  • Concerning who is held liable to pay monetary value for the occurrence, it is whoever your employers’ workers’ compensation insurance carrier is.

At the Law Offices of Craig. A. Altman, the team is dedicated to fulfilling a fair and legitimate repayment for a workers’ compensation claim for an injured worker. Every client of ours that has to deal with a workers’ compensation claim will engage with a professional lawyer, whose purpose is to form a genuine relationship with the goal of adequately compensating every injured worker that is deserved.

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In Verdicts

The Law Offices of Craig A. Altman is proud of the reputation it has built successfully negotiating and litigating for clients who have suffered personal injuries due to the negligence of others. Learn more about the firm's verdicts and settlements.

What Are the Most Common Injuries Resulting in Workers’ Compensation Claims in New Jersey and Pennsylvania?

A work-related injury can have a devastating effect on your day-to-day life, leading to knee injuries, traumatic brain and spinal cord injuries, vision loss, hearing loss, and, in the worst cases, death. If an on-the-job injury has tragically caused a loved one’s death, surviving family members may be entitled to wrongful death benefits.

 

In fact, workers’ comp claims in NJ and PA may be triggered by any kind of work-related injury. On-the-job injuries are often caused by:

 

  • Construction site accidents – These can include machinery accidents, forklift accidents, unsafe scaffolding, and falling objects.
  • Chemical or toxic exposures – Exposure to environmental hazards can cause serious health problems, including respiratory or pulmonary complications.
  • Burn accidents – Faulty electrical wiring or fire can cause debilitating injuries.
  • Repetitive trauma – A good example of a work-related injury caused by repetitive motion is carpal tunnel syndrome.
  • Motor vehicle accidents – Workers’ comp benefits may be triggered if a person’s job responsibilities require him or her to drive.
  • Violence in the workplace – A person may be the victim of an assault or violent attack while at work.
  • Defective products
  • Slip & fall accidents

Here is How We Can Help Injured Workers

At The Law Offices of Craig A. Altman, we take your workers’ compensation claim personally, respecting your experience, and seeking the full fair compensation for what you have lost. Based in Philadelphia and New Jersey, our goal is to clarify the process by explaining everything there is to know and understand about worker’s compensation.

As we know, the extent of people’s injuries vary widely, but regardless of the vastness of the suffering, those who have been injured in a work-related accident are entitled to compensation for losses. Because of that, we urge you to reach out to our gifted and experienced workers’ compensation attorneys, who have spent years helping victims of such cases as:

  • Construction site accidents
  • Burns or scars accidents
  • Exposures to chemicals or toxins
  • Motor vehicle accidents
  • Slip and fall accidents
  • Recurring trauma
  • Defective products

At the Law Offices of Craig A. Altman, we make it our goal to generate a real companionship with our clients and resolve the issues with which they are dealing. There is always hope to overcome challenges that result from injuries at work, and we make it our priority to build a healthy relationship, to work for you, and to achieve maximum compensation for what you have lost as a result of the injury.

The Most Commonly Suffered Work Injuries

Work Injuries and Workers' Compensation

Data reveals that approximately 1.5 million claims are filed under workers’ compensation situations. Worker’s compensation claims continue to be an extraordinary measure, but with such large numbers each year, lawyers and attorneys who specialize in workers’ compensation claim to exceed decent results for injured workers.

What is Workers’ Compensation?

Workers’ compensation is a system, sponsored publically, to provide benefits and wages lost as the result of an injury in the workplace.

Imagine the days before workers’ compensation programs, when dedicated employees, injured at work, often lost their jobs, if not just their benefits and pay for the duration of their recovery, or for the rest of their lives, in the event of an extreme and long-term injury.

It was way too much the luck of the draw, so to speak, concerning who was able to maintain their standard of living, and who was physically and financially ruined with the slip of a hand, or the loss of balance.

Changes were made incrementally, but still there remained a lack of fairness in rewarding the injured worker. The government stepped in and created the solution of Worker’s Compensation, and since that time, millions of people have felt the softness of the security net beneath them, their homes, and their families.

Not Sure What to Do First?

Begin today with a consultation about your claim. A member of our experienced legal team wants to hear your story, and let you know that we genuinely care. To determine the best course of action, it is necessary to decide which area of claim will be best suited for your situation. Regardless, the preliminary steps remain the same in every case.

Since we work on a contingency agreement, there is no need to worry about costs upfront; we do not receive payment until you either start receiving your benefits, or you opt to settle the case. There is no reason to delay – give us a call in Philadelphia at (215) 515-0808 or in New Jersey at (856) 485-4747, or email us to begin your consultation.

The Benefits Received from Workers' Compensation

Typically, workers’ compensation supplies an undetermined monetary value to the injured workers, the amount of which depends on the settlement claim. When the injured worker is injured to the point of death, the family receives the monetary benefit rewards.

The difference between the past and present with regard to this program is that now the compensation amounts are almost immediate. The injured worker does not need to be concerned about when the payments will arrive, because they begin so swiftly.

Additionally, medical expenses and lost earnings are compensated through the employer’s insurance. Further, the injured employee’s rehabilitation services are covered, which help the employee in regaining strength and returning to work more efficiently and effectively.

How to File a Workers' Compensation Claim

The majority of people in some states cannot file for workers’ compensation, including those owning a business, working for a small business consisting of less than five people, agricultural workers, domestic employees and independent contractors. However, a sizable number of individuals residing in the United States are covered by workers’ compensation benefits and must understand the guidelines and process.

Important points to note:

  • Bodily injury is not the only circumstance in which benefits can be sought. Other qualifying cases involve illness and exposure to gases or chemicals, as well as several different situations, physical and non-physical.
  • To qualify for benefits, the employee needs to have been in attendance at the workplace at the time of the injury. Per “The Coming and Going Rule,” if the injured worker is not on the premise of the workplace – or conducting a task during work hours during transportation – the claim can be disqualified.

The process:

  • When an incident occurs, time is urgent! When hurt on the job, it is imperative to report it to a supervisor or manager at the place of employment as soon as possible. (The longest a worker has to report an incident is 120 days, but one should not wait longer than absolutely necessary.)
  • The injured employee will be required to fill out an official incident report, and should not forget to obtain a copy of the report at the time of submission.
  • Following submission of the report, the individual will be asked to receive medical treatment, likely from a panel of doctors, experienced with evaluating situations and assessing losses. It is important to be alert and aware while signing official documents, including but not limited to acknowledgments, authorizations, and verifications. Reading all documents prior to signature, and taking note of what is signed is very important.
  • As soon as a worker misses shift or day of work, an employer is obligated by law to report an incident to the Bureau of Workers’ Compensation.

 


Do Not Miss Out On Important Benefits

 

Considering the immediate nature of these types of legal claims, it is very wise to consult a workers’ compensation attorney as early as possible in the process. Craig  Altman, attorney, can provide initial consultations at no-obligation and no-charge.

 


The Significant Medical Examination

 

When experiencing a workers’ compensation claim investigation, it is important to realize that there are different types of received payments, some involving benefits linked to a settlement offer, and others merely depending on an individual’s opinion or situation. Each unique case comes with several potential outcomes – some better than others – but all dependent upon an essential medical evaluation.

We cannot emphasize enough the importance of being open and specific with the doctor who is prepared and trained for situations of injuries found at the employer’s company. Providing all pertinent information that and asking questions to become knowledgeable about your situation is essential.

After receiving notice of the proposed compensation that will be offered, if it is insufficient, there remains a possibility of working out something different. This is why it is important to have a workers’ compensation attorney in your corner, guiding you through the process.

 


Workers’ Compensation in the Event of Disability

 

Sometimes injuries heal partly, or enough so that it is possible to return to work, but not to perform as well as before the injury, due to limitations. In such cases, there is the potential for temporary disability benefits.

Sadly, many individuals are not only temporarily injured but are disabled for life. In this case, permanent total disability is the type of coverage payment repaid.

A third and final scenario involves permanent partial disability, and this refers to individuals who can perform the functions of their job as if they were partially disabled or fully recovered, but are still in fact disabled in some aspect of life.

Again, the assistance of an experienced workers’ compensation attorney through the claim process is an invaluable commodity.

 

Call the Law Offices of Craig A. Altman

 

Being injured can be frightening, painful, and stressful, and navigating the legal process of seeking worker’s compensation can be overwhelmingly confusing. To be sure that your actions and decisions are the best they can be, it is wise to enlist the services of caring, experienced workers’ compensation attorneys, who navigate the situation and steer you in the right direction.

Contact our legal team at the Offices of Craig A. Altman for an initial consultation – you will be glad that you did. Call the phone number for Craig Altman, Philadelphia,  (215) 515-0808, and in New Jersey at (856) 485-4747.

Need help with any kind of legal issues? Contact us now.