Workers’ Compensation Insurance Premiums in NJ are Exorbitant

New Jersey employers pay more than the vast majority of other states in the country for Workers’ Comp insurance. Premiums here rank third (2.82 of payroll) lagging behind only California (3.48 percent of payroll) and Connecticut (2.87 percent of payroll).

Everything costs more in New Jersey! However, many believe the high costs of doing business in New Jersey, as it relates to Workers’ Comp coverage, is thanks to the growth here. High-risk construction jobs abound; that’s a good thing for NJ’s economy but a bad thing when it comes to risk factors associated with insurance premiums.

In New Jersey, as with every other state, employees injured on the job are not permitted to sue their employer. Instead, when they get hurt, they must file for Workers’ Compensation benefits to obtain medical treatment, replacement pay and possibly a cash award depending on the injuries sustained.

While employers are required by law to provide their workers with Workers’ Comp insurance benefits, they don’t always make the process easy. Sometimes, an employer or its insurance carrier will attempt to deny a claim for any number of reasons. Perhaps they don’t think the injury happened on the job or they believe the injury isn’t as bad as you claim it to be.

Regardless, New Jersey workers have rights. Speak to an experienced Workers’ Compensation lawyer who will fight the insurance companies and work hard to make sure you get the benefits you are entitled to receive. Call the Craig A. Altman Law Firm to speak with an attorney who will fights for your rights.

Contact Us

The Law Firm of Craig A. Altman Helps Injured Workers in Philadelphia, PA and South Jersey.

If you’ve been injured in Pennsylvania or New Jersey, the Law Firm of Craig. A. Altman will help you. Our experienced personal injury and workers’ compensation lawyers know what it takes to get you a large financial settlement. You can call us 24 hours a day at 215-569-4488, or you can use our online contact form to schedule a free consultation about your case.

If we don’t secure a recovery for you, you don’t owe us a dime.

We work on contingency. This means that you don’t pay us anything unless we win your case. You have nothing to lose and everything to gain.

Location and Phone Numbers


(215) 569-4488


(856) 327-8899

Philadelphia, PA

19 S. 21st Street
Philadelphia, PA

Vineland, NJ

1173 E Landis Ave Suite 103 Vineland, NJ

Pennsauken, NJ

6951 North Park Drive Pennsauken, NJ